Wednesday, November 05, 2014

What RESPs Mean to My 9-year Old Son

My Son Looking at the Macroscopic World of Bacteria
I asked my 9-year-old son to write about RESPs and what they mean to him. He’s familiar with the concept, as we’ve told him ever since he was young that we were setting money aside for his, and his four siblings’ education in the form of an RESP. Below are the main ideas he put down (quite messily) on a piece of two-sided paper, which I edited to make his composition flow more easily. I think he did a great job!
I’m 9-years old and I wanted to tell you what an RESP is, and why it’s important to me. An RESP is a Registered Education Savings Plan, which means my parents put money away each month to save for my university education. I think that an RESP is a good idea, because getting an education after high school is expensive, and paying for it over several years makes it easier to afford. An RESP can help pay for my education, so I can get the job I’ve always wanted. 

When I grow up I want to be a scientist, so I can find cures to diseases and answer some of my deepest questions. I also want to know what was the first living thing on earth that ever mutated. I first became interested in becoming a scientist when I had a dream. The dream was about germs and viruses, and I could see them without using a microscope. The dream made me want to see what real germs and viruses actually looked like.
Studying a Specimen Under the Microscope
I watch videos on YouTube of viruses that can’t be cured, which makes me want to be the one to find a cure for the virus. I also want to find a cure for rabies that always works. The cure for rabies right now doesn’t work a lot; it works rarely. From videos, I learned that only mammals can get rabies, and an animal has to bite a person or another mammal for the mammal to get rabies. 

I’m thankful to mom and dad for saving money for an RESP. My mom and dad also put money toward an RESP every month for my four siblings. I’m glad that my parents started putting away money for my education when I was just a baby, because now the money is really growing!

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  1. How smart of your parents to put away money in RESP and so great that you know what it means. A scientist!! What an amazing goal :) That RESP will definitely come in handy to help that dream come true :)

  2. What a smart little guy you are! Your right it is so important to do and can make a huge difference in your life. I wish you all the luck on your adventure:)

  3. Well written young man! To achieve your goal you are going to need an enormous amount of money for your education. Mom and Dad are smart people to start saving for when you will have to pay for school

  4. Wow! It sounds like I'll be hearing about you in the news in a few years as the scientist who cured rabies! (And many other diseases, I'm sure!)

  5. That so great that you understand the value of RESPs, and that you've got a set goal in mind for your education and career. That's incredible and I wish you all the best as you work hard towards these goals. It's awesome that your parents are helping you as much as they can to get you there! :)

  6. That is so heart warming! I love that he wants to be a scientist. Way to go buddy!

    I set up an RESP for my son as soon as we came home, I need to get back to contributing.

  7. Love that your son has dreams to become a scientist - and in microbiology and genetics at that! Two of my favourite topics
    We have RESPs set up for our kids too, saving a little at a time to help with their future.

  8. I can tell that you are a very smart boy and I am amazed at your interest in science.Wishing you all the best.

  9. Wonderful! Nice to have that compassion and determination at a young age. Great parenting there! We, too, setup RESP's when the kids were born & had it automatically w/d from our bank account each month. Oldest will be 16 in February so it is a nice feeling to have that in place for them! Good luck to your budding scientist!!


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